Clarendon County Habitat builds houses along with families who demonstrate a need for housing, the ability to pay a no-interest monthly mortgage, and also a willingness to partner with Clarendon County Habitat for Humanity. All applicants are required to provide employer references and allow rental verification and background checks to be processed. Once their application is approved, a family must work a minimum of 300 to 500 hours of “sweat equity” and also attend classes designed to prepare them for homeownership.

Once sweat equity hours and the house is complete, applicants are considered official Habitat homeowners and they begin making full and timely payments on their interest-free mortgage.